Progressive Finance Limited is a corporation registered at 14th Ashwin, 2051 under the Companies Act, 2021 BS. PDF Overview of Finance Companies in Nepal - ResearchGate The head office is in Pulchowk, Harihar Bhawan, Lalitpur. It was established in 28 Ashoj 2064 as a nationwide financial company. The customer can get a wide range of services from the Janaki smart app. Muktinath Bikas Bank has the highest paid-up capital of 481.16 crores. 6 millions. Paid-up capital can never exceed authorized share capital. It mobilizes its sources in the form of fixed, savings, and other short-term deposits at competitive interest rates. 100 million respectively. It includes the initial amount collected from the shareholders plus additional capital injected through right/ bonus shares or FPO as the company moves forward. Loans provided by Best Finance Company Limited are rental purchase loans, personal loans (O / D, term), private sector (individual / institutional), shared loan, industrial loan (overdraft / term), loan against FD, professional loan , small loan Commercial loan, mortgage loan, demand loan, agricultural loan, overdraft loan (business), gold loan, real estate loan, consortium loan. Guide to Paid-Up Capital in Singapore (Is $1 Enough?) Multipurpose Finance Company Limited (MPFL) is a district C-class finance company operating in the Saptari district of eastern Nepal. Paid-Up-Capital and Stated Capital Of a Corporation - KalfaLaw It is mentioned that the paid-up capital should be maintained by April next year and the company which is not able to reach the required capital within that time period should maintain the capital in accordance with the 'Directive on Merger, Merger, and Acquisition of Insurers, 2076'. As the Trend setter in the market, Nepal finance limited has started to innovate some of the first products launched in Nepal, such as the rental purchase, Margin Lending, which became very famous later and has been synonymous in the market today. August 18, 2022 | Investopaper Paid-up capital is the fund provided by the shareholders into the company since the establishment. After separation, the company started with an authorized capital of NPR 150 million and the issued and paid-up capital was NPR 100 million. Paid-up capital is the amount of money a company has received from shareholders in exchange for shares of stock. List of insurance companies in Nepal - Wikipedia Shree Investment & Finance offers fixed and savings accounts, commercial finance, personal home loans, real estate loans, purchase of residential / flat buildings, construction of residential / apartment buildings, construction of commercial complexes, purchase of residential land / planning and development of land, rental purchase, educational loan, loan against stocks and bonds, government bonds, short-term financing for working capital, private sector, foreign employment, bridge financing, consortium financing, non-fund limits (issuance of guarantees), money transfer, ECC Service, SMS Alert Service, CASBA. Names Operation Date (A.D.) Head Office Paid up Capital (Rs. Central Finance Limited (CFL), was incorporated as a corporation, on April 14, 1996. Legal Support by Quotes. Paid up Capital Working Area 1 Nepal Finance Ltd. 1993/01/06 Kamaladi, Kathmandu 13.58 National Level . In the calculation, $300,000 (public capital) plus $10,000 (initial capital) equals $310,000 (total paid-up capital). NBL's authorized capital was NPR 10 million & issued capital NPR 2.5 million of which paid-up capital was NPR 842,000 with 10 shareholders. It was incorporated under Company Law 2063 as a national class C financial institution licensed by the Nepal Rastra Bank, and has the support of the countrys team of personalities, groups, bankers, economists, accredited public accountants and renowned people. Dont do these mistakes when using du quick pay. Most financial institutions are regulated by the government. When shares are bought and sold among investors on the secondary market, no additional paid-up capital is created as proceeds in those transactions go to the selling shareholders, not the issuing company. Explanation. The number of insurance companies, co-operative institutions, NGOs authorized for limited banking activities . Bbsniblsriya - Final report of bbs 4th year Nibl bank - CAPITAL The company can also comply with the rules and regulations of regulatory bodies. At Srijana Finance you will surely find a loan product that is intended for you. 1. Nepal Finance Limited (NEFINSCO) has offered various products and services to its valued customer such as Sadharan Bachat, Jestha Nagarik Bachat, Karmachari Bachat, Share Dhani Bachat, Nari Bachat, Bal Bachat, Teachers Bachat, Doctors Bachat, Premium Bachat, High Yeild Bachat , Demand Deposit, Premium Demand Deposit, High Yeild Demand Deposit, High Yeild Demand Deposit under your savings schemes, Commercial capital loan, Fixed asset loan, Home loan, Rent purchase, Consortium loan, Margin loan, Guarantee Bank, Import / Export Loan, Project Financing, invoice discount facilities under suppliers Credit under its loan schemes and fixed accounts for three months, six months, nine months, one year and two to five years respectively with various rates of high and attractive interest. What Is Share Capital? The company has branches in different parts of country such as Putalisadak, Kathmandu, Pokhara, Panauti, Baneshwor, Narayangadh, Gongabu, Beni, Nayabazar, Attariya and Besisahar, Nepal. It is also referred to as "contributed capital.". It's the company's common stock or equity. Issued Share vs. Subscribed Share Capital: What's the Difference? Paid-up capital is created when a company sells its shares on the primary market directly to investors, usually through an initial public offering (IPO). ICFC Finance Limited, registered in 2003 under the Companies Act 2053 and the Banking and Finance Ordinance, 2060 began operations from July 17, 2004. It has started with its registered office in Durbarmarga, Kathmandu. They are educating people about what banking is and how they can obtain banking facilities and improve their standard of living. PUC is the precise amount a shareholder pays for his or her shares. Today we are here with the class C financial institutions of Nepal. Paid up Capital Working Area 1 Nepal Bank Ltd. 1937/11/15 Dharmapath,Kathmandu 1128.28 National Level . Paid in Capital (Meaning, Examples) | How to Calculate? - WallStreetMojo 5 billion and the paid-up capital of the non-life insurance company has been increased to Rs. World Merchant Banking & Finance Limited (WMBFL) has started banking and financial operation in Hetauda as the countrys 49th financial institution. The company always focuses on building an internal system powered by sound technology to meet changing customer needs that enhance high comfort and value. Minimum paid-up capital required for microfinance companies in Nepal Class A or Commercial Banks in Nepal Commercial banks are the highest-class and general-purpose banking institutions. Share capital is the money a company raises by issuing shares of common or preferred stock. Yes, for free! It has been able to maintain sufficient liquidity ratios. Minimum Capital Required For Banks And Financial Institutions In Nepal When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. facilities. personal loan in UAE 3000 salary possible? The micro-finance financial institutions shall maintain the following minimum paid-up capital. Paid-up capital is the amount paid by investors above the par value of a stock. At any point of time, paid-up capital will be less than or equal to authorised share capital and the Company cannot issue shares beyond the authorised share capital of the Company. There are 64 finance companies as of October 2022. C-class finances in Nepal 15 C class finance companies are currently operating in Nepal with being licensed from Nepal Rastra Bank (NRB). "D" Class Microfinance Companies March. Paid Up Capital: 52 Weeks High/Low: 408/219: EPS TTM: 0.40 (Book Close Adjusted) EPS Reported: 1.03: PE Ratio TTM: 807.85 : PB Ratio: 2.91 : ROE . List of Microfinance Companies with their paid up Capital and Reserve Support Microfinance Bittiya Sanstha Ltd. 4-10 Distrit Level (Sunsari, Terathum, Dhankuta, Panchthar, Bhojpur, Udayapur, Khotang, Sindhuli, Ramechhap, Makwanpur), 10+5 District Level(Sindhupalchok, Nuwakot, Dolakha, Ramechhap, Sindhuli, Okhaldhunga, Khotang, Bhojpur, Terathum, Dhankuta, Kavrepalachok, Dhading, Gorkha, Tanahu, Kaski), 10+5 District Level(Nawalparasi,Rupandehi,Kapilva stu,Gulmi,Arghakhachi,Palpa,Rolpa,Da ng,Salyan,E.Rukum,W.Rukum,Jajarkot. They have excelled in their business/career field with very good integrity and social standing. 80,01,00,000 on date 15 of Baishakh 2076. The company were promoted by renowned entrepreneurs, industrialists and professionals with high experience and qualifications in their respective fields. As per the NRB requirement, commercial banks need to meet revised paid-up capital requirement of Rs eight billion. The committee has stated that the decision has been made to increase the access to insurance by reducing the cost of services if there is large capital, to create an environment of healthy competition among the companies by maintaining large capital, and to maintain paid-up capital in line with risk-based capital. Send notice to all member for calling general meeting and approve the same by passing members resolution. Sahakarya Laghubitta Bittiya Sanstha Ltd. 4-10 District Level (Sarlahi,Rautahat,Mahottari,Udayapur, Sindhuli,Ramechhap,Dolakha,Okhaldh unga,Khotang,Solukhubu). Section 11 : Paid up capital of public company - Act Nepal It is also successful in providing regular dividends to the shareholder. The main purpose of the website is to give information, advice, and guidance to the people about the job, education visa and travel. This company is the leading issuer of financial services with a unique combination of dedication and idea execution. In 2002, Nepalese Investors bought all shares of French Company that amounted to 50%, and accordingly name was also changed to Nepal Investment Bank. Paid-Up Capital Definition & Example | InvestingAnswers While corporate banks A, B, C-class financial institutions have not reached the rulers and poor communities. Finance Company(National Level)National LevelC Class800,000,0002. If a company has authorised capital of RM100,000, then company can only increase its paid-up capital up to the maximum of RM100,000 at any time. What is Paid up Share Capital? It is currently traded in Nepal Stock Exchange with the symbol of SLICL. For the past 17yrs, I worked in aboard. Lalitpur Finance Limited is the first private sector financial company in the Lalitpur district. The finance companies are holding 8.5 percent market share of total . It is the amount of money for which shares of the Company were issued to the shareholders and payment was made by the shareholders. '000 Thosands ) . Let's assume Company XYZ decides it needs to raise $10 million in equity in order to build a new factory. Multipurpose Finance Company Limited | Nepal Stock Exchange | MPFL It is the leading Finance which has some of the most advanced and technically developed deposit schemes with various account types, which has been very popular for many years and was enthusiastically adopted in the market. Finance Companies in Nepal: Finance Companies are licensed by Nepal Rastra Bank in Class C. Best Finance Company Ltd. (BFC) is the emerging name in the countrys banks and financial industry, with the new vision, mission and values to lead to a new height by providing the best financial services and ultimately contributing to the Nepalese economy. 40%. Difference between Authorised and Paid up Share Capital - ClearTax Learn how paid-in capital impacts a companys balance sheet. Paid-up capital is settled in cash and deposited to the company's corporate bank account. For a registered company in Singapore, it is mandatory to have a corporate bank account through which all company finances are handled. A corporation raised $10 million from stockholders and issued 1 million $1 shares. Currently, the Company has 13 branches located in and outside the Kathmandu Valley. Furthermore, the network is online and gives you access to your account from any of the Banks branches. The Development Banks (B-Class) have to maintain the following minimum paid-up capital depending upon the level of operation.Types of Banks or Financial InstitutionOperation LevelClassMinimum paid-up Capital (NPR)2. As of January 2023, a total of 38 insurance companies are offering Life, Non-Life (General) and Re-insurance services. The company, together with these, also offers remittance services and banking services by SMS. Paid-up capital is created when a company sells its shares on the primary. Mr. Ajit Kumar Mishra is the Executive Director of the company. How Does Paid-Up Capital Work? Its head office is located at Bhanu Chowk-2, Janakpardhan. Government of Nepal, Nepal Rastra Bank, Employees Provident Fund, Rastriya Banijya Bank (former, Nepal Industrial Development Corporation), Laxmi Bank Ltd, Prabhu Bank Ltd, and other securities businesspeople (brokers) are the shareholders of NEPSE. (minus capital gains tax). Swabhiman Laghubitta Bittiya Sanstha Ltd. 4-10 Dostroct Level ( Rupendehi, Gulmi, Rolpa, Salyan, Syangja, Palpa, Arghakhachi, Nawalparasi, Kabilbastu, Pyuthan), 4-10 District Level (Kaski, Baglung, Myagdi, Lamjung, Tanahu, Nawalparasi, Parbat, Gulmi, Arghakhachi, Gorkha). Central Finance Limited plans to become a strong and reputable institution in the Nepalese financial sector by providing preferred products and services and ensuring attractive and substantial returns for shareholders with the help of experienced staff. Best Finance Company Ltd. | Nepal Stock Exchange | BFC Stock Price | BFC Share Price Best Finance Company Ltd. | Nepal Stock Exchange | BFC Stock Price | BFC Share Price . The BFC is incorporated under the Company Act, 2063 and duly authorized by Nepal Rastra Bank (the Central Bank of Nepal) as a class C financial institution under the Banks and Financial Institutions Act, 2073. 2.5 Billion), some companies are . The Bank and Financial Institution Act, 2073 classifies Banks and Financial Institutions into A, B, C, and D classes. From start to date, the motto of finance has been towards better and easier customer service. Its extension counters are located in Tinkune (Kathmandu), Lagankhel, Pulchowk (Lalitpur), Thimi (Bhaktapur). shukran card sign upaccess your account access your account login official portal sign in information official portal sign in information.html - airporten.com. The financial laws of the government authority generally regulated the financial institutions. During board meeting, decide the way to increase capital. For example, if a company issues 100 shares of common stock with a par value of $1 and sells them for $50 each, the shareholders' equity of the balance sheet shows paid-up capital totaling $5,000, consisting of $100 of common stock and $4,900 of additional paid-up capital. (adsbygoogle = window.adsbygoogle || []).push({}); 2022 Wishes, Messages, Travel, Lifestyle, Tips in English, Hindi and Nepali Mount Everest. Best Finance Company Ltd. | Nepal Stock Exchange | BFC Stock Price document.getElementById("ak_js_1").setAttribute("value",(new Date()).getTime()); Copyright 2020 - 2023 Top Nepali | All Rights Reserved! Paid-up capital refers to the amount that has been paid-up on shares that have been issued by the company. The list of B class development banks in Nepal is presented below: Get $100 Credit on DigitalOcean Cloud Hosting. The Rules incorporates funds such as private equity, venture capital, hedge fund or any other fund in Nepal within the ambit . To fulfill its mission, vision and objective, the company has presented various products and services such as a savings deposit (savings account, zero balance savings account, recurring deposit), fixed deposit and Glad benefit account under its deposit and loan schemes such as Housing loan, Rent Purchase Loan, Gold Loan, Business Loan, Industrial Loan, Education Loan, Fixed Deposit Loan, Government Bond Loan, Bank Guarantee and Margin Loan are offered along with services like ABBS, Remittances , Transfer of funds, Locker facilities and cheque clearing. Through the branches of ICFC Finance Limited across the country offers various banking services and products through its branches. The company has brought various attractive products and services under its deposit and loan scheme, such as fixed deposits, normal savings account, United Flexi Saving, new special deposit, Anubhani Jeeban Mudhati Khata, Anubabhi Jeevan Bachat, Naba Nari Bachat Khata, Komal Jeevan Bachat Khata and Revised Deposit Rates under the Deposit Accounts and Home Loans, Home Equity, SMEs, Contract Purchase, Stock Loan and Revised Loan Rate under the loan schemes. Now, finance companies are 44 in numbers. The said funds may then be utilised for the day to day operations of the Company to pay salary, debts and other expenses. Manakamana Laghubitta Bittiya Sanstha Ltd. 4-10 District Level (Rupandehi, Kabilbastu, Syangja, Palpa, Gulmi, Arghakhachi). 200 millions and Rs. The government of Nepal promoted microfinance companies by providing subsidized loans, not much legal hindrance for registration, and no paid-up capital requirement. 2 million rupees. 6400 Lakh, issued capital of Rs.2000 Lakh and paid-in capital of Rs.1008 Lakh. Alpesh Finance Company Pvt.Ltd. - Company Details | The Company Check The loan provided are Commercial loan, personal loan, mortgage loan, mortgage loan, recurring loan, purchase loan, health loan, loan against shares, loan for foreign employees, educational loan, term loan, agricultural loan, Bipanna Barga loan, FD loan. exchange information or notices on debtors or customers who have obtained credit or any kind of facility from it and other banks or financial institutions with the Rastra Bank or any other bank or financial institutions. How to Activate VoLTE Service in NTC SIM and Get 100 Minutes Free Voice Call, TU BBS 4th Year Exam Routine 2079 (Revised), Nepal Rastra Bank Syllabus for Open Competition Examination (2078), Tribhuvan University Bachelor 4th Year Exam Routine 2079, How To Apply For IPO Online Using Meroshare In Nepal? Banks and financial institutions that have failed to meet the paid-up capital requirement of the Nepal Rastra Bank (NRB) will be forced to merge or seek an acquirer. The developer owns 51% of the paid-in capital and the general public the remaining 49%. Out of those 15, three have successfully met the capital requirement and have a paid-up capital more than 1 arba. Until then, Nepal finance limited has been known as the most mature financial company in Nepal offering its products to its clients. Get details such as Company Name, Incorporation Year, Paid Up Capital & more. Businesses must request permission to issue public shares by filing an application with the agency responsible for the registration of companies in the country of incorporation. "C" Class Finance Companies 4. Head Office along with paid-up Capita are listed below: S.No. It offers Nari Bachat, Jestha Nagarik, Bal Bachat, Gurkha pension. David has helped thousands of clients improve their accounting and financial systems, create budgets, and minimize their taxes. paid-up capital the amount of CALLED-UP CAPITAL which shareholders have paid to date, where a JOINT-STOCK COMPANY issues shares with phased payment terms. The company has its branches in Dharmapath (New Road), Pokhara (Kaski), Narayangarh (Chitwan), Besisahar (Lamjung), Janagal (Kavre), Arughat (Gorkha), Charali (Jhapa), Imadol (Lalitpur), Gorkha Bazaar ( Gorkha) and Manigram (Rupandehi). Guheswori Merchant banking and finance Ltd offers the services which are mobile banking, remittances, NCHL service, secure deposit box, C-ASBA, main facilities, electronic banking. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning. The head office is at Best Finance Company Ltd., Kamaladi, Kathmandu -1. It is a limited company established under the Financial Companies Act 2042, in 2051 BS. 79 finance companies are licensed by NRB in Nepal. Only four insurers have met paid-up capital requirement On the balance sheet, the par value of issued shares is listed as common stock or preferred stock under the shareholder equity section. There are 59 National and (6)six 1-3 district type Finance companies.. As per th NRB rules the paid up capital requirement for these development banks are respectively. list of Finance Companies in Nepal. Overview of finance companies in Nepal.Journal of Finance and Management Review, 2(2): 241-251, Kathmandu, Nepal. Its head office is located at Newroad, Pokhara-9, Kaski. Paid in capital is the part of the subscribed share capital Share Capital Share capital refers to the funds raised by an organization by issuing the company's initial public offerings, common shares or preference stocks to the public. The company has started its service from the paid capital Rs. Capital that is fully paid up and having no fixed servicing or dividend costs attached When a company wants to raise equity, it cannot simply sell off pieces of the company to the highest bidder. Microfinance companies in Nepal have emerged to fill these gaps, with the result that now there are 90 microfinance banks in Nepal. WMBFLs administrative responsibility has been entrusted to a team of young, enthusiastic and professional bankers with extensive experience. Located at the heart of Kathmandu - Pako, Newroad, we started our operations from 14th Falgun 2052 BS. Paid-up capital refers to the amount that has been paid-up on shares that have been issued by the company. Other financial institutions such as cooperative also can work in the microfinance sector, Mostly microfinance institutions fave focused on the women, because, culturally they have deprived of the financial decision in a family. Advertisement. The head office is in the Head Office: Charkhal, Dillibazar, Kathmandu. Obtain a loan from the Nepal central bank or from any foreign organization. 6. Mr. Neer Shankar Shrestha is the Chairman of the Board of Directors and has eight other directors. Other branches are located in Biratnagar, Bhairahwa, Taulihawa, odari (Kapilbastu), Rajahar, Danda, Harkapur (Nawalparasi), Salyan, Rukum, Budanilakantha (Kathmandu), Imadol (Lalitpur), Chabahil (Kathmandu). The head office is in the Omkar Second Floor building, Naya Baneshwor, Kathmandu. Development Bank(Operating in maximum 3 districts)District LevelB Class500,000,000Minimum Paid Up Capital Requirement for B-Class Development Banks, The Finance Companies have to maintain at least the following amount of paid-up capital depending upon the area of operations.Types of Banks or Financial InstitutionOperation LevelClassMinimum paid-up Capital (NPR)1. How Do Share Capital and Paid-Up Capital Differ? Note: FPO and bonus share has been adjusted for PIC Bonus share has been adjusted for NLG ,PRIN, LGIL In the United States, companies wanting to "go public" must register with the Securities and Exchange Commission (SEC) before issuing an initial public offering (IPO). The bank has been providing banking through its branch offices in different geographical locations of the country. The below table displays the list of microfinance in Nepal till April 2020. Ganapati Microfinance Bittiya Sastha Ltd. Adhikhola Laghubitta Bittiya Sanstha Ltd. 4-10 District Level (Syangja, Kaski, Lamjung, Tanahu, Nawalparasi, Rupandehi, Palpa, Arghakhachi, Gulmi, Kapilvastu). "B" Class Development Banks 3. Nepal Share Markets & Finance Ltd. offers banking services in Nepal. Enterprises are required to pay, in full amount, at least 25% of the subscribed capital stock, an amount of which should not be less than 5,000. There are 17 finance companies as of October 2022. Established in Kartik 3, 2050 BS, the company is promoted by a group of highly committed and innovative entrepreneurs and is managed by a group of experienced professional managers, along with a host of young energetic employees. As its name suggests, paid-up capital is the total amount of capital that has been paid in full by shareholders or owners in a company. It has been able to maintain sufficient liquidity ratios. All Companies Uttar Pradesh Finance . Financial companies in Nepal are licensed by Nepal Rasta Bank in 'Class C'. 600.41 million. Verify PayPal account in UAE with quickest and easiest way. $10 million divided by 1 million shares is paid-up capital (or 10 cents per share). As per the unaudited financial results published by the commercial banks till last fiscal, net worth (reserve plus share capital) of five commercial banks, out of the 28 in operation, is below the required Rs eight billion. Your email address will not be published. In keeping with growth objectives, the company has continued to increase its capital base. Is It Legit to Invest in? As foreseen by the declared mission, Central Finance Limited [CFL] has been actively participating to meet the demand for short, medium and long-term financing for the industrial, commercial, agricultural, services, tourism and infrastructure sectors and other services to the offer various banking services. If you are our client and have a fixed deposit here in the company, you are entitled to the loan against the fixed deposit service. If a company announces 10% bonus shares, it means that it will issue 1 new share for every 10 paid-up shares of the company. The Authorized Capital of the company is Rupees 1,000,000,000 / and the Issued Capital is 800,000,000. Now the company has been able to increase the paid-in capital amounted to Rs. Almost everyone deals with a financial institution on a regular basis. It is also successful in providing regular dividends to the shareholder. Due to the new paid-up capital requirement of NRs.2.5 Arba (NRs. The amount of capital that the company has received as payment over the shares it has sold to its shareholders is known as the paid up share capital of the company. Annual Reports of Finance Companies of Nepal Paid-Up Capital: Definition, How It Works, and Importance - Investopedia Amazon in Saudi Arabia, learn what kind of services it provides. Profit, equity, deposit raising, and investment are trending upward. List Of Companies Listed In NEPSE (Updated 2022) - Nepal Stuff paid up capital of finance company in nepal Capital Merchant Banking & Finance Co. Ltd. 2002/02/01: Battisputali, Kathmandu: 9351: 45: While these two are related concepts, they are not the same. Unique Nepal Laghubitta Bittiya Sanstha Ltd. 4 - 10 District (Bardiya, Banke, Kailali, Kanchanpur, Dang, Kapilbastu,Rupandehi, Nawalparasi, Surkhet, Dadeldhura), 4 - 10 District ( Dang, Pyuthan, Rolpa, Rukum, Salyan, Banke, Bardiya, Kailali, Aghakanchi, Kapilbastu ), Mahila Samudayik Laghubitta Bittiya Sanstha Limited, 10 District (Dang, Pyuthan, Rolpa, Rukum, Salyan, Banke, Bardiya, Kailali, Kapilbastu, Rupandehi), 10 District (Kaski, Tanahu, Lamjung, Gorkha, Syangja, Dhaging, Chitwan, Nawalparasi, Rupandehi, Palpa), Upakar Laghubitta Bittiya Sanstha Limited, Dhaulagiri Laghubitta Bittiya Sanstha Limited, CYC Nepal Laghubitta Bittiya Sanstha Limited, NESDO Samriddha Laghubitta Bittiya Sanstha, Swastik Laghubitta Bittiya Sanstha Limited, Garibi Nyunikaran Laghubitta Bittiya Sanstha, Shrijanshil Laghubitta Bittiya Sanstha Limited, Jiban Bikash Laghubitta Bittiya Sanstha Limited, Gharelu Laghubitta Bittiya Sanstha Limited, Janakpur Laghubitta Bittiya Sanstha Limited, Aatmanirbhar Laghubitta Bittiya Sanstha Limited, Shaligram Laghubitta Bittiya Sanstha Limited, Aviyan Laghubitta Bittiya Sanstha Limited, Deurali Laghubitta Bittiya Sanstha Limited, Nawa Kiran Laghubitta Bittiya Sanstha Limited, Khaptad Laghubitta Bittiya Sanstha Limited, To Disburse micro-credit, with or without any movable or immovable property as the collateral or security, for operating any micro-enterprise prescribed by the.